Morse Business Finance provides flexible and competitive funding solutions for business critical assets and has access to a wide range of financial products to suit the needs of your business.
Hire Purchase
Spread the asset cost over an agreed period, gaining full ownership at the end of the agreement.
Finance Lease
Spread the asset cost and vat over an agreed period, with ownership typically remaining with the finance company.
Operating Lease
Spread the asset cost over an agreed period with repayments substantially lower than hire purchase or finance lease. Ownership remains with the finance company.
Sale & Hire Purchase Back
Allows a business to sell an asset purchased within 90 days back to the finance company and then spread the original asset cost over an agreed term.
Refinance
A way to release capital on assets already owned by a business by selling them to the finance company and spreading the valuation cost over an agreed term.
VAT Loans
Defer the VAT on asset purchases for up to 4 months on hire purchase or spread the vat over the agreed repayment term on a finance lease / operating lease.
Commercial Loans
Spread the cost of non-asset related purchases over an agreed term, eg expansion, acquisition, fit-outs, IT upgrades.
Growth Guarantee Scheme Loans
Available for asset purchases with a 70% government guarantee and spread the cost over an agreed term. Conditions apply.
Get in Touch
Keen to chat and form a long term relationship that works for you.